Association Health Plan

On January 1, 2020, the Minnesota Council of Nonprofits (MCN) launched BenefitsMN, a new health care coverage option for Minnesota nonprofits! Over the past two years, we have worked diligently towards this goal, because we are committed to increasing the vitality of Minnesota’s nonprofit sector.

Throughout the 30-year history of the Minnesota Council of Nonprofits (MCN), our members from across the state have asked us to provide health plan options, to help them improve their ability to recruit and retain the best possible staff. MCN formed BenefitsMN, an Association Health Plan (AHP), in 2018, to develop and oversee this exploration. By increasing negotiating leverage due to economies of scale, and reducing the administrative burden that comes with offering benefits plans, we believe BenefitsMN helps nonprofit employers better achieve their missions.

In a nutshell, the plans we present offer:

  • Coverage for MCN members based anywhere in Minnesota
  • Coverage for employers with two or more eligible employees
  • Four high-quality plan options in five networks
  • Attractive rates for a majority of our members
  • Access to Benefits Administration and enrollment platforms at no additional cost
  • A full suite of voluntary benefits options

To learn more about plans, please visit or click the button below to connect with Gallagher, the exclusive broker for BenefitsMN and MCN's long-time cost saving partner. BenefitsMN would not be able to offer you these options without Gallagher’s dedication to BenefitsMN and deep industry relationships and experience. To learn more about BenefitsMN, download the BenefitsMN Program Overview.

[Note: Any nonprofit - MCN member or not - may request information from Gallagher about the plans. To receive a rate quote and to participate in BenefitsMN, however, an organization must be an active nonprofit member of MCN for a minimum of 30 days.]

Missed the online information session that was on November 12, 2019?  Here are links to the recording and slides.

Frequently Asked Questions

FAQ Association Health Plan

  • How do I learn more about plan options?

  • When do these plans go into effect?

  • How soon will I be able to know what the costs and rates will be?

  • My organization is small. Can we participate?

  • My organization is based in Greater Minnesota. Will coverage be available there?

  • How much will the plans cost?

  • Can I keep my existing doctor/provider?

  • Is there dental coverage?

  • Are domestic partners covered?

  • Does my nonprofit need to be an MCN member to participate?

  • Why is it necessary to be an MCN member for 30 days before receiving a quote for health insurance rates?

  • I currently work with another broker. Do I have to work with Gallagher?

  • I have other questions. Can you help?