At present, BenefitsMN
has over 129 participating nonprofits, covering more than 1,300 nonprofit employees and 1,800 people total (including dependents). Our participating organizations are in communities located across Minnesota, work in the arts, environment, human services, and social justice issues, and employ between two and 100 people. Many are new to offering health benefits to staff. As time passes, our numbers continue to grow, giving BenefitsMN even more bargaining power when negotiating for and providing:
- Coverage for MCN nonprofit members based anywhere in Minnesota
- Coverage for employers with two or more eligible employees
- Five high-quality plan options in five regional networks and one national network
- Attractive rates for a majority of our members
- Access to Benefits Administration and enrollment platforms
BenefitsMN is proud to partner with Gallagher to manage our plans and enrollment. To learn more about BenefitsMN, including learning about specific rates for your organization and explore enrolling, you will work with a member of Gallagher’s team. Gallagher works with member organizations to optimize the investment in health benefits.
BenefitsMN hasn’t compromised the quality of plan designs or networks in our efforts to achieve lower premiums. BenefitsMN achieves additional value-adds for our member organizations due to our scalability and increased negotiating leverage with our trusted partner Medica. Medica is a Minnesota-based company and among the largest and longest-tenured nonprofit health plans in our state.
For 2023, we are again keeping the plan designs consistent. Working with Medica, we negotiated an average premium rate increase of 5.1 percent. In addition, BenefitsMN continues to include MyHealthRewards Invest, which allows all participating employees to earn up to $900 in their HSA accounts.
Note: Any nonprofit — MCN member or not — may request information from Gallagher about the plans. To receive a rate quote and to participate in BenefitsMN, however, an organization must be an active nonprofit member of MCN for a minimum of 30 days.